I am all new at this but here we go.
I owed this guy about $400.00. I never paid him. This was a personal loan or what have you. Anyways so months pass by and I get served. And the form says I owe $1600 for court fees, etc. I know if I don't show up to the small claims court I get a default judgement. What does this mean. Can they garnish my wages and they freeze my bank account. What steps are taken. Is there anyway to settle this outside of the court house?