My question involves judgment recovery in the State of: Ohio
My husband's paychecks have been garnished since August for an old city tax debt. Now we received a letter in the mail from yet another creditor, who is threatening to garnish his paychecks. We cannot afford to pay the debt, and I'm afraid he'll lose his job if he gets another garnishment. I have been laid off from work for a year, and struggling to find another job, so we fell behind on a lot of bills.
The letter said we can apply to our local county for an appointment of a trustee. How does that work? Is there a set percentage of each paycheck he would have to pay to the trustee? Do we have to list and make payments on all our debts? And if we applied for a trustee, would that stop the current garnishment from his paychecks for the city tax debt?
Any advice would be greatly appreciated.