My question involves an injury that occurred in the state of: Last week my 17 year old son was riding his skateboard to his dad's house and was struck by a vehicle. The man driving the vehicle had turned the corner and hit my son head on where my son had went through the left hand side of his windshield. By the grace of God he is fine. He was transported to the ER where he was released after many hours. Now I have received a call by his automobile insurance company and they are stating it was my sons fault. What do I do.