Skateboarder Hit by a Car, Insurance Company Denies Liability

[partee082]

My question involves an injury that occurred in the state of: Last week my 17 year old son was riding his skateboard to his dad's house and was struck by a vehicle. The man driving the vehicle had turned the corner and hit my son head on where my son had went through the left hand side of his windshield. By the grace of God he is fine. He was transported to the ER where he was released after many hours. Now I have received a call by his automobile insurance company and they are stating it was my sons fault. What do I do.

[jk]

My question involves an injury that occurred in the state of: Last week my 17 year old son was riding his skateboard to his dad's house and was struck by a vehicle. The man driving the vehicle had turned the corner and hit my son head on where my son had went through the left hand side of his windshield. By the grace of God he is fine. He was transported to the ER where he was released after many hours. Now I have received a call by his automobile insurance company and they are stating it was my sons fault. What do I do.

I believe you were asked the name of your state.


do you have reason to believe it wasn't your son's fault?

[Who'sThatGuy]

Now I have received a call by his automobile insurance company and they are stating it was my sons fault. What do I do.

You pay for the mans windshield (if your son is at fault).

[partee082]

Colorado then we found out they gave my son a bogus citation

[jk]

seriously, if you really want some direction here, you are going to have to give more information than that. From your original description, I would think a citation of some sort to your son would be warranted. He was obviously in a road where he had no legal right to be and that appears to be the main cause of the accident.

[cdwjava]

Colorado then we found out they gave my son a bogus citation

What do you mean by the term "bogus citation"? Was it faulty in some way? Or do you simply believe that your son should not have been cited and because he was, then the whole thing was "bogus?"

My guess is that the investigating officer determined that your son was the cause of the collision likely as a result of his zipping into the street off of a curb without pausing, or, perhaps skating on the street where he shouldn't have been, or some other factor that gave rise to the conclusion that your son caused the collision. (A more complete description or diagram would be helpful ...)

Was your son injured? Were his injuries covered by your medical insurance? If so, then your insurer can try to sue the driver if they feel they can prevail in such a lawsuit. If you feel there are other damages your son has accrued you can consult a personal injury attorney and see if he or she is willing to take the case on. Be forewarned, if you are asked to pay up front then the case may not be as strong as you'd like and you run the risk of paying a few thousand dollars for no return at the other end. Be sure there are damages, and be sure that your son was clearly the victim here ... unfortunately, if the police concluded he was at fault, you might have a hard time proving otherwise without the assistance of a very expensive expert in reconstruction who also believes your son was a victim.

I hope your son has recovered and will ride more responsibly and with due care for less observant drivers in the future.