Payment Made Through Bank Dated Three Days After Submission

[souperbee]

My question involves personal finance in the State of: Florida
I went to a bank to make a payment on my credit card Sept 1, the bill was due today Sept 2, When I got home I noticed they dated the receipt for Sept 4, now it is going to look like I paid it late. The credit card I made payment on is issued through the bank I made the payment on. Is this a legal practice? I quit this bank a few months ago because no matter what I did I was always getting late charges. I would love to get this bank with a class action because I am not the only one they are doing this to. Please make my day and say their not aloud to post date a receipt!
Thank you.

[mmmagique]

What bank is it and what is the timestamp on the receipt?

[Mr. Knowitall]

You can review your contract with the bank in relation to its policies for processing payments. It sounds like their policy is that a payment made outside of business hours will be credited to your account on the next business day.

You can also check your credit card contract to see what happens when the due date falls on a Sunday or holiday - it may be that if the bill was in fact due on Sunday, they bump the date back to the next day that mail can actually be delivered.