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  1. #1

    Default Wrongful Repossession in Illinois

    My question involves an auto loan or repossession in the State of: Illinois

    My vehicle was in front of another vehicle parked in my driveway in front of my garage. What legal options do I have if the repo man moved one vehicle leaving it parked almost out of my driveway, (have pictures), they broke into my van and now it is hard to close the driver side door and there is some rear damage, to repossess another vehicle. I know the laws have changed regulating repossessions in the state of Illinois, and that there are suppose to be Fed and State regulations/law preventing them from doing wrongful repossessions. Also, it is a possibility that an officer may have watched on while they were doing so. I do know that local police are not suppose to assist in repossessions. My neighbor takes videos of what goes on between his and our house, so it may be easier to obtain proof.
    I just want to know do I have a case and if so in what way and what violations and laws were broker, if any.

    Thank you in advance to the responses.

  2. #2
    Join Date
    Sep 2005
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    California
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    65,646

    Default Re: Wrongful Repossession in Illinois

    Why do you call this repossession "wrongful"? You were current on your payments?

    If the repo man damages other vehicles in order to get to the one they're repossessing, you notify the police and make a report. If you are insured for the damage, your best bet is to make a claim with your insurance company and let them worry about subrogating against the repo service. Talk to your neighbor about getting a copy of that video, as if you're trying to prove that the repo service caused the damage you can expect them to deny it - and nobody else saw it happen.

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