Friday it was made aware to me that sometime over the past 2 weeks my bank account has been frozen. Fortunatly I'm a full time student so the account doesn't get used much but this is rather anoying since I use it every so often to pay bills online such as auto insurance which is coming up soon.
I contacted the bank and they gave me the number of a law firm that's in another state and that's apparently where the law suit was. I didn't think they could even do that.
I'm not even really sure what I'm supposed to do at this point.
The only assets I have are a car that doesn't run and a truck that barely runs. I'm not sure if should consider bankruptcy, I have student stafford loans that are deferred that I definatly intend to pay off when the time comes so I do not want to default on those.
What should I do? What can I do?
When I call the law firm they don't talk to me, if I say anything other than I'm calling to pay they put me on hold, act confused, make fun of me, refuse to give me any information about them, or hang up on me. Should I contact a court or agency here in Connecticut or where they are in New York? Will I have to higher a lawyer?
Any advice or direction would be much appreciated.