Re: Getting a Duplicate Title After Wreck
Not if the loan place actually filed for a lien on the title.
1. Can i get a duplicate title from the state so that I can get that check?
You can ask but they may have a problem with this method without you delivering the title to them in exchange for the check.
2. Since I want to pay the balance, can the insurance company simply cut them a check for the $712 since I do not have it to pay prior to getting the settlement from the insurance company?
In your state apparently the lien holder holds the title. That means you cannot get a title if there is a lien on it.
3. I am just wanting a duplicate. It is fine with me if the lien is still on the duplicate. Can I get a duplicate or will the loan have to be paid for me toi get a duplicate?
well, that is a problem.
4. What is my best options on this. There is an office in my state capital that will give me a copy over the counter. I do not have the $712 to pay the title loan until the insurance pays first.
It's a conundrum; you can't get the title until you pay off the lien, you can't pay off the lien until you get the check, you can't get the check until you get the title.
I would try a couple things;
borrow the $712 from somebody
tell the insurance company there is a lien on the title and you cannot get the title without paying off the lien first and you can't payoff the lien...well, I think you know where I'm going. Maybe they can confer with the loan place and work it out between them.
I am not an attorney and any advice is not to be construed as legal advice. You might even want to ignore my advice. Actually, there are plenty of real attorneys that you might want to ignore as well.