Was Used As a Reference and Now Being Hounded

[Margie1973]

My question involves collection proceedings in the State of: Pennsylvania

A few years ago my nephew received a student loan with my brother as a cosigner. Unbeknownst to me and without my permission, they put me down as a reference. I only found out that they did this when we started receiving letters from American Education Services (AES) wanting me to verify certain information regarding my brother. I sent them a certified letter telling them I was not responsible for their loan and had no information. Now in addition to occasional letters from AES, we started getting phone calls from a collection agency and they would just leave a recorded message telling us to contact them. Now the calls are coming every few days and occasionally twice a day. When I see their number on the caller id I just let the phone ring. . I know it’s not any debt my husband I have because I checked our credit reports and all is fine.

Any suggestions as to how I can stop these letters and phone calls??

[Mr. Knowitall]

Did you request that the collection agency stop contacting you? In writing? If not, do that now.

[flyingron]

Unfortunately, that won't help. The FDCPA only protects the dead beat, not the innocent bystander.

[Margie1973]

Thanks, I will try sending the letter, but flyingron was right. Sending the certified letter to AES didn't stop them from sending additional letters. The phone calls from them mostly stopped but now i see that their calls stopped when the collection agency's started.