Re: How Will Judgments Affect My Credit Score
A judgment is an adverse public record, and thus it will lower your credit score. How much it drops depends on the other information contained within the report.
Once a judgment is on your credit report, it will remain there for seven years. Even if you later pay the bill, it will not be removed from the report. (just will generally show that it was paid) Credit bureaus can report negative information as long as it's accurate. The older the judgment becomes, however, the less it will affect your overall score.
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