My question involves child support in the State of: MI
I recently filed chapter 13 to get a repoed car back which is absolutely necessary for work and I have no means to get another.
Unfortunately, I filed chapter 7 about 18 months ago so I will be required to payback 100% of my claims over 60 months.
This resulted in a payment of 350 bi-weekly.I have made my first payment and am awaiting my 341 hearing in 2 weeks.
I have just been informed that despite a prior agreement I am now the supposed "father" of a 1 month old child.While a test will of course be done at some point, I have little doubt that I was lied to about our agreement and it is my child.
As of now I have signed nothing and don't even know his birthday or what was put on the birth certificate so am not LEGALLY responsible YET.
My dilemna now is.... should I
1) Hold her off until my bankruptcy is confirmed and my direct payments have begun?
My lawyer isnt aware of this yet as I just found out myself.This may cause a dismissal of my case due to lack of funding.
I make approx. 2400/month and the bankruptcy payment is 700/month.
I am assuming once my case is confirmed and as long as they get their money from my check it wont be dismissed.
She is asking for $800-900/month cash as she is not working. She countered with $700 but i told her $600 would leave me with barely enough for insurance,gas and food but might be possible.
Regardless of what we come up with a court order is inevitable.Even $900 moth isn't going to support her and the child.
Even though I have no obligation to support her directly which is what she is expecting.
Is there a limit on the TOTAL amount that can be taken from my paycheck including my bankruptcy payment and child support?
I believe I saw a 65% combined limit somewhere.However, since my bankruptcy is 100% payback and already maxed at 60 months how will that affect things since it cant be lowered?
I also will be on the hook for partial birth costs because she had no insurance and mine only covers the child after birth since we arent married.I know I shouldn't wait long to have an official payment, due to a potential retroactive request
but am concerned how it may cause my bankruptcy case to be dismissed and cost me my car.