I will try to make this as concise as possible. John and Jane met in 2008. At the time, John had three sons. Two from his first marriage which ended in divorce (and who have no disabilities; however, John is paying $843.00/month in child support for his first two sons, now age 14 and 11, who primarily live with their mother); and Mark, who is now five years 7 months. Mark has been receiving survivor benefits since 2007, because John's second wife - Mark's biological mother - passed when Mark was 7 months old. At three (06/10-10/10), Mark was diagnosed with PDD-NOS, as well as a chromosomal malformation called Tetrasomy 18P. Jane has been his primary caregiver since 10/09.
Jane came into the marriage with one daughter (grown) and two sons. Daughter and younger son (younger son lives primarily with his father) have no disabilities. Middle son Jacob (just turned 17) has been diagnosed ADD, Bipolar II, and depressive disorder, all of which have substantially interfered with his schooling. He was required to repeat second grade and will therefore be 19 and @ two months when he graduates HS.
John and Jane married 02/14/10, and had a son 06/21/10. So far no disabilities with the baby. Jane has bren required to be full time SAH caregiver for Mark, who cannot be placed in a mainstream daycare or oreschool due to aggression and violent acting out. It has been tried and he has been kicked out.
On February 23, 2010, Jane was diagnosed with DVT and Pulmonary Embolism, and has since been diagnosed with chronic venous insufficiency, which prevents me from working and qualifies as an SS disability.
So here is where things stand in our household:
*John has no known disabilities, but works in the struggling construction industry. After paying $843 child support, taxes, and insurance, his bi-weekly paychecks average $450. That is a monthly income of $975 or annual income of $11,700. There are no bonuses or chances for overtime.
*Jane is now fully disabled, but is still full time caregiver to Jacob, 17, disabled; Mark, 5, disabled, and Jack, 2.
*Jacob is disabled with Bipolar, ADD, depression, and school performance issues. He turned 17 in March but still has two full years of HS to complete. He lives with us 100% but we receive no child support for him.
*Mark, 5, is disabled with PDD-NOS, Tetrasomy 18P, an iq of 64. At this time he receives $941/month in survivor benefits due to the death of his biological mother.
*Jack, 2, no known disabilities.
To sum up, we are trying to support a family of 5 on a monthly income of $1,916.00, or annually $22,992.00. This is obviously not working out very well.
My question is, what is our best route to try to apply for additional SS benefits? Is it for me to try to get full disability, or try to get it for Mark and Jacob, or just apply for everything/everyone and see what sticks to the wall? We are going to have to try to find some other assistance programs as well, but the first thing I want to get rolling with is SS.
Any advice would be greatly appreciated, as well as any suggestions regarding other programs that might help us. Thank you.