I filed Chapter 7 back in October and it was discharged in January or February sometime. In it I included the house and home equity loan, along with medical bills. The house is not all the way done in the foreclosure process yet. I contacted the mortgage company to see what I would have to do to take the mortgage back on. They sent me a list of fees
Past Due Payments $11,500.66
Late Charges 459.97
Previous Bankruptcy 800.00
Foreclosure Fees/costs 3,792.00
In the letter it said that some of these charges may not apply. Can anyone tell which ones wouldn't? Would I be liable for all missed payments or just the ones since my bankruptcy was discharged? Also, would I be liable for the home equity loan?