My question involves collection proceedings in the State of: CA
I received a call from collection agency alleging wrote bad checks (2)to obtain payday loans. The total alleged is right at $700. They claim checks written in2002 but the bank the checks were wriuten against was closed in 2000. They say when tried to cash the checks were returned due to account closed. I dont recall any previous notice that checks did not clear. They say pay or they will sue me. Hasnt the statute of limitations on this type of case ran out. What are my rights?