My question involves an injury that occurred in the state of: California
I was bitten by a dog. Got the ER bill. Dog owners says he will not pay it until I submit it to my health insurance 1st. He himself claims to have no renters or homeowners insurance even though he lives in an apartment complex that requires all dog onwers to have renters. He says that if we go to court about this then the judge will say that I have to submit to my insurance 1st too and that he will only liable for the remainder of the bill. Is he right about this?