My question involves a consumer law issue in the State of: Alabama
I bought a truck in Alabama last month. I provided all the info that they needed, gave them a insurance card with the finance co listed, sigend the finance papers,Car Fax report,odometer disclosure, bill of sale and $8,000 cash
They gave me the keys and left.They called 3 days later wanting to know how I was liking the truck
Then 2 weeks later they called my wife who is not on the loan and wanted 3 months of her bank statements, she said no because she was not on the loan. I called and they said they needed assurance that she was making the payment on our other vehicle we bought 2 months earlier. There was no stipulation for any info from her and I told the dealer we had the vehicle for only 2 months and there was no way we could show 3 months , but we would go ahead and pay the invoice early on line and send them the conformation number showing the account and total payments , none late etc.
I sent them the info and called and left a VM , plus text and another email. No reply I ask if there was anything else, no reply.
I checked my account and they cashed my check last month for $8,000.00
The bill of sale is in the glove box and all papers signed, then yesterday they leave me a message and tell me the vehicle is out for repossession? and if I bring it back they will not charge me for the repo?
What should I do I am 1400 miles away and how can they repo a vehicle that Im not behind on and have had to get a temp tag due to the delay in getting the payment book.
They also said we were pre approved with my wife only and told us what we needed to bring. When we get there they want to do it in my name which was fine. I provided cell phone bills, 3 months E statements and then they send me a text saying if I dont give them 3 months of her bank statements by the end of the day they are going to repo the truck