Re: Statute of Limitations After Leaving the U.S. for Four Years
You start with finding out who now owns the debt. The best first place to call would be the original creditor. Along with that, get copies of your credit report from each of the 3 major credit reporting agencies. If the debt was sold to another entity, it may be reflected on your credit report. Then call whomever owns the debt and negotiate away.
I am not an attorney and any advice is not to be construed as legal advice. You might even want to ignore my advice. Actually, there are plenty of real attorneys that you might want to ignore as well.