My question involves collection proceedings in the State of: NC
The store I financed some furniture from came knocking at my door today to repo it. My wife has feld to make timely payments but was able to convince them to leave. My question is, Don't they have to carry me to civil court and get a judgement against me and can they repossess? Also if I send them smaller payments before I'm served with civil papers will this relieve me of judgement as an attempt to pay?