If the police see him in your vehicle and run the plate, your information is the one that will come up. If this kid is known to the police for using/selling drugs, you may just become part of there investigation. There is nothing the police can do to prosecute you, but it still becomes a headache for you if the police want to knock on your door.
If this kid is involved in a serious accident with an extensive amount of money in property damage and medical claims, the insurance company will walk away leaving you to pay the whole bill out of your own pocket.
You need to get the vehicle back into your possession or transfer the title into the other party's name. You could also put a lien on the title until the vehicle is paid in full.
Talk to this lady and work something out between the two of you before it is to late.






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