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  1. #1
    Join Date
    Jun 2012
    Posts
    3

    Default Workers Comp Settlement After Double Carpal Tunnel Surgery

    My question involves workers compensation law for the state of: Kentucky.

    I have had surgery on both wrists, last year,(2010). I was just informed by my companies Human Resouce Director that i was intitled to $11,000 for my 6% disability and
    would recieve lifetime meical for anything that would involve my wrist or due to the carpeltunnel.
    My question is this, I get paid in weekly amounts of around $26 , its about eight years of weekly payment. Should i sighn the paper and just do it this way or should i
    drop the lifetime medical on my wrist and try for a lump sum?

    Another question is this, should i ask for a retest on my wrist to see if the disability might be a higher percentage? which could mean more money.

    I am still employed and work with no issues with my hands or wrist, I feel that the surgery was a success. Thank you for any information that you can give me.

  2. #2
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    17,972

    Default Re: Double Carpel Tunnel Surgery.6% Disable.how to Accept the Settlement

    When you asked these questions of a workers comp attorney in KY, what did he or she say?

  3. #3
    Join Date
    Jun 2012
    Posts
    3

    Default Re: Double Carpel Tunnel Surgery.6% Disable.how to Accept the Settlement

    I have not talked to anyone about this. Just trying to find some fast advice.

  4. #4
    Join Date
    Jun 2006
    Location
    Massachusetts
    Posts
    17,972

    Default Re: Double Carpel Tunnel Surgery.6% Disable.how to Accept the Settlement

    You really need to be talking to an attorney in your state, who knows the ins and outs of workers comp in KY (workers comp is very state specific) and who can elicit details that you really shouldn't post on a message board.

  5. #5
    Join Date
    Jun 2012
    Posts
    3

    Default Re: Double Carpel Tunnel Surgery.6% Disable.how to Accept the Settlement

    thanks, going to talk to a local attorny

  6. #6
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    75,944

    Default Re: Workers Comp Settlement After Double Carpel Tunnel Surgery

    If you are being offered a lump sum settlement to cover all future benefits and medical, you need to be aware of the risk that you will require future surgery or medications and (a) won't have the funds to pay for them, (b) won't be eligible for worker's compensation benefits to pay for them and (c) may find that any health insurance provider you have is unwilling to pay for them on the basis that they're a worker's comp injury and/or (depending on what happens in the next couple of years) a pre-existing condition. For some people that's a reasonable bet, for others it turns out to be a really bad deal.

    Keep in mind that based upon your description of your recovery, a challenge to your rating and retest could cause your impairment rating to be reduced.

  7. #7
    Join Date
    Sep 2011
    Posts
    316

    Default Re: Workers Comp Settlement After Double Carpel Tunnel Surgery

    a couple thoughts to consider:

    a new medical opinion could be lower.

    unless you know the medical community and the doctors you are taking a risk.
    and, if done correctly, the rating guidelines don't allow much variance between doctors.

    until you know how much more they will pay for dumping the lifetime medical you cannot make an informed decision as to which option is better.

  8. #8
    Join Date
    Aug 2010
    Posts
    11

    Default Re: Workers Comp Settlement After Double Carpel Tunnel Surgery

    An offer an employer makes to an unrepresented WC claimant is rarely the way to go.

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