Is it a Threat for a Creditor to Tell You Your Bankruptcy Exemptions

[help me 5]

My question involves judgment recovery in the State of:california

i feel that the inclusion of bk paperwork (limits of protected assets) was a threat of the firm to take everything i own and sell it at auction to satisfy this default judgement.

judgement is monetary, not asset. if it is ok for them to do in an attempt to intimidate me to settle or pay so the sherrif does not come and take all of my possessions away, then why is any money from a lein given to them if it falls under an exemption in that law????

again, though it may be slick, i perceived it as a threat. i have i right to not be threatened under the law do i not??

can someone answer with my rights? actions to take?

[Mr. Knowitall]

There's nothing wrong with a creditor telling you that if you fail to pay a judgment debt they will pursue your non-exempt assets - as long as they actually intend to do that if you don't pay.

Beyond that, I can't see the "bk paperwork" so I'm not going to comment on its significance or whether it could be reasonably construed as a threat; I expect not, but I can't interpret something I haven't seen.