Re: How Much Personal Information Can They Ask for
absolutely. The are not required to offer this assistance so if they want to put those rules on the application, they can. You can refuse to provide it and they can refuse the assistance. See how simple that is?
. Can they really ask me for all that information?
You really have to ask this? Ok, you claim poverty due to no income but you have a million dollars in your 401 and have a 2012 Rolls in your garage. Do you really think they should give any assistance in that situation?
Why would they need my 401 and car information?
absolutely. Unless there was a contract in place they would take payments when services were provided, payment in full was due at the time of discharge. If you do not pay it in full, they have every right to refer this to collections.
If I don't do this-- they say they will send me to collections. My credits is not great with everything in the last three years. Yet, I am trying. Can they do that if I am making small payments?
I am not an attorney and any advice is not to be construed as legal advice. You might even want to ignore my advice. Actually, there are plenty of real attorneys that you might want to ignore as well.