My question involves a traffic accident in the State of: North Carolina
It was raining so hard that at 20 MPH you could only see 10ft. I was taking a 90* left turn onto a rural road. Directly on the right side of the road is a 6ft deep ditch. As I was turning I did not see that my right front tire had begun to travel off the road and the rain had caused the dirt to act like wet sand at a beach and pulled me in and down into the ditch. ( I surveyed the tracks my car left to determine this. Because I know I was halfway full lock the entire time :S )I was travelling approximately 5-10mph at the time of my impact into a tree in the ditch.
I did not call the law because no one else was involved and no city or private property was damaged. Air bags did not deploy and the bumper was still intact. Although when I was towed out of the ditch the right mirror got ripped off by a tree. Well an officer showed up out of the blue and gave me a ticket(he was not present during the accident) (failure to maintain lane control) stating that I had gone too fast and lecturing to me about how he has to block two lanes of traffic of people trying to get home, just for me.
Thats all well and dandy, but I don't think I deserved the infraction and fine, having to pay out of pocket for the repairs to avoid insurance hikes is already a lesson enough for me. What can I do?