Got a Letter from a "Firm", Now Someone Coming to Mother's Home

[aaron]

A 3rd party has purchased the debt, but in addition to having no moral obligation to pay a third party you have absolutely no legal obligation either.

That is not correct.

I am assuming you have no contract for repayment with the third party, and if that be the case you (legally) don't owe them anything!

Again, not correct.

When "they" have contacted me in the past, I simple thank them for paying off the debt, followed by telling them to go away permanently because "we" have no contract in place for repayment. About that time they hang up on me. lol

There's nothing to point to trying to argue with somebody who doesn't understand the law.

If anyone from a collections agency ever came on my property without an invitation, I would give them a simple choice: either leave immediately or I'm calling the cops for harassment and trespass.

If it's a process server, though - even assuming the process server isn't a court officer or deputy - once you're served, you're served.

[My name is Pete]

That is not correct.

Again, not correct.

There's nothing to point to trying to argue with somebody who doesn't understand the law.

If it's a process server, though - even assuming the process server isn't a court officer or deputy - once you're served, you're served.

Ok, you've done tremendous fault finding but you have not stated why I am wrong. I encourage for you to voice your opinion of why you feel I am wrong, afterwards, if need be, I will clearly explain to you why I am not wrong. What I have stated is not theory, I have actually done it myself.

And once one is served thru a process server in a civil suit, there is a way to legally "unserve" (for lack of a better word) oneself.

[Mr. Knowitall]

"It is a common and accepted business practice in the United States for credit grantors to sell delinquent consumer accounts."

Next time, before demanding that we spend time refuting your ignorant, false claims, perhaps you could contemplate why you are unable provide any legal authority in support of your own claims. If you only post claims that you can actually support, on the whole that should save time for everybody.