My question involves collection proceedings in the State of: California
This involves a damage claim where the bank holds the mortgage and the damage claim monies. The work ended just two weeks ago, however, I received a call from the contractor's manager that they were going to send me to collection if I didn't submit to them a check. The Bank is requiring that this company submit a actual contract, not a serviceagreement with both our signatures on it. Is there a time frame inwhich a company can start collection proceedings? Do they have to show an attempt to collect before starting collections?