Misinformation Being Reported on Credit Report After Bankruptcy Discharge

[speedfreakracing]

My question involves bankruptcy in the state of: Michigan

I'm having issues with what is being reported to credit agencies from a foreclosure and second mortgage on that foreclosure many years ago from a divorce that were included in my bankruptcy. My credit report shows my foreclosure and second mortgage from Sky Bank the lender that I had when I went through this process. The foreclosure and second mortgage that goes with it are over 6 years old. My bankruptcy discharge was almost 3 years ago now. The issue I have is that Sky Bank went under in the mortgage collapse. It appears that everything was transferred to Huntington Bank. I just now was notified that Huntington Bank has reported the second mortgage as closed in the bankruptcy but that they closed it this past friday and added it to my report which knocked my credit score down almost 50 points. So how can I have a delinquency reported from Sky Bank on both the mortgage and second mortgage but yet have those same exact accounts being reported as delingquent by Huntington Bank for both accounts? That makes it look like I had 2 delinquent mortgages and 2 second mortgages for the same amounts at the same time? I've disputed this case numerous times with all credit reporting companies and nothing gets changed. Is there such a thing as a credit lawyer that I need to get involved to get this rectified? What other options do I have? Thank you.

[df04527]

Call Huntington Bank directly and continue to call them until you hear they will delete their entries as it sounds like they have duplicate entries. If your only problem is the second JUST started reporting? There is nothing you can do about that and that is why they won't remove it either. They can report any negative tradeline at any time for a period of seven years from the date of first default. Not sure this helped as i had a little trouble following the story. :/

Ok i just re-read again. They can do that also. The key here is they have to report what is accurate. If all this time it was reporting something other than closed then they just caught it and fixed it.