Help! Received summons a few days ago from third party collector for old cc debt. Have questions regarding jurisdiction. I live in pa and have been living here for 4 1/2 years now. The court summons is from nj. I thought jurisdiction would be pa being that I reside in Pa. The county that the summons is from is not the county of the collector or the attorney that is representing. Opened the account in june of 98. Went deliquent in august of 2002. From my understanding this would be out of SOL. Do I fill out answer and file summary judgement?