My question involves bankruptcy in the state of: Florida
I filed chapter 7 not to long ago and just had a meeting of creditors. None of them showed and the meeting was over quickly. Today I received a motion for relief from automatic stay from my mortgage company in the mail. In the bankruptcy petition I put I wanted to surrender the property. $120,000 is owed on the mortgage and the property is valued at $40,000.
The motion reads:
Wherefore, [mortgage company's name], prays that this honorable court will enter its order granting relief from stay, award reasonable fees and costs, and that the fourteen days stay of the order granting relief pursuant to bankruptcy rule 4001(a)(3) is waived and grant such other relief that the court may deem just and proper.
Is this just so they can proceed with the foreclosure? If so I am fine with that, I just want to get rid of the hone. My concern is the deficient balance not being discharged. I an also concerned about the line reading ” award reasonable fees and costs”. What does this mean? Am I going to have to pay their court costs and legal fees?