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  1. #1
    Join Date
    May 2012
    Posts
    1

    Question Repossession for Delaying Payment of the Title Transfer Fees

    My question involves an auto loan or repossession in the State of: Florida

    I purchased a used car from a small dealer in Broward county, FL. Paid in full. About $5000.00. The dealer promised to order and install the missing radio buttons. He paid for transferring my old tag to the new car (about $115.00). It was agreed that I would reimburse him later.
    I received the title (no lien holder recorded. I own the car)
    A few days later he called me to go pay him for the transfer. I told him I wanted to make only one trip to his dealer. I would go pay him the day I go get the buttons installed (I never said I would not pay him).
    He told me he would deduct the price of the buttons from what I owe him, but I would have to get them from a junk yard 10 minutes away from his place. I refused.
    I just received form HSMV 82190 telling me he was going to repossess the car.

    Can he do this?

    Thank You in advance.

  2. #2
    Join Date
    Sep 2005
    Location
    California
    Posts
    65,006

    Default Re: Repossession for Delaying Payment of the Title Transfer Fees

    If you don't pay for a car you purchased, even without a perfected lien, a car seller that finances the transaction in-house can likely repossess based upon a purchase money security interest (PMSI). The rest depends on the details of the case.

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