While driving in stop and go traffic, I rear ended the car in front of me. There was very little damage but an obvious thud. I asked that the police be called. While waiting for the police we agreed that I would pay for the damage, which looked to amount to a new bumper max (the victim's words). It turns out the we worked in the same genreal area and knew many of the same pepole. I did take a picture of the slightly damaged bumper showing evidence of a very small amount of damage. The person whose car I hit, no longer wanted to continue to wait for the police and canceled.
We exchanged info, of course.
I sent the person a note the next day (yesterday) and again confirmed that I would write a check for the damage and settle outside of the insurance system. I did not hear from the person for 2 days, but received a call from the victim's Insurance company today wanting a statement.
It caught me off guard since he had canceled the police call and I felt we had an agreement to settle ourselves.
A caveat; this person is not a personal customer of mine, but is a customer for the company I work for.
Still, the accident happened on a street away from work and an agreement is an agreement.