Recovering a Car After Repossession in Georgia

[ccs]

I live in the state of Georgia and just had a vehicle repossessed that is financed thru American Honda. In my discussions with them tomorrow, is there a possibility that i will be able to take repossession of the vehicle by agreeing to make the back payments due (reinstatement)? Or, does GA law only allow me to get my vehicle back is i pay the total loan balance due (plus any fees)?

I am hoping that i can work this out with the creditor, but any guidance is greatly appreciated.

CCS

[seniorjudge]

They won't give you the car till you fork over all the dough.

[aaron]

It's more correct to say they don't have to, and probably won't. If they do permit you to catch up on your back payments, or for that matter if you wish to pay off your entire balance to recover the car, you can also expect to be charged penalties and fees associated with the repossession.