My question involves bankruptcy in the state of: KY
I filed chapter 7 in 2005 with some credit card debt on 3 banks. I recently pulled my credit report because I was told that these charge offs were current when I thought they were off my report in 7 years (this year).
I discovered that 2 of the banks have reported the accounts charged off a total of 3 times, including 1 this year. This appears to be resetting the 7 year clock with the credit reporting companies. I know they are not allowed to collect the debts, but this seems to be a way of punishing me past the 7 years.