My question involves a consumer law issue in the State of: Missouri
Haha, another Kirby horror story. I am so afraid they will start charging us for the vacuum. I would not mind so much if we actually had the machine because I had one growing up and I do like the vacuum. But after "talking to his boss" we got the price knocked down with no down payment. We filled out their form (not sure if that was the contract or not it did list our account number on it and they asked for a voided check for the auto payments, and a postdated check for the first payment. I never got him the checks.) and my husband talked to the finance company on the sale's man phone they asked questions like "is the machine at your house the one you will be keeping?" And asking if there was any downpayment. We were approved and everything like that but the sales man said he needed his supervisor to help him with the paperwork. Supervisor enters and then I dont know what events transpired but all of a sudden the distributor said they could not give us the vacuum without a down payment so the sale did not go through according to the sales people. Now I asked if we had to do anything with the financial company to stop the already set up payments. The sales man said "no you dont have to do anything" The other man said "we will take care of that for you" I am not good at standing up for myself (pretty weak and timid) so I wanted to tell them "call them right now so we can cancel" But I was just too afraid to speak up. And I fear that was our fatal mistake. I dont have any contact information for these people (usually sales people like this leave you anything they can with their name on it so they can have you think of them for more sales) But I have not even a first name. There is just so much strange about this that I am afraid the payments are going to go through even though we dont even have possesion of a vacuum from them and the sales team said we could not have it without a down payment according to their distributor. Because we signed that peice of paper (again unsure if that was the actual contract) are we finacially ruined? Is there anything I can do to make sure this will not happen for peice of mind.