My question involves collection proceedings in the State of: California. Father deceased in 2010. Had credit card debt with major bank. 8 months after death, the trust administrator received collection notice with balance from a law office. A law advisor said, "this guy sends out these notices by the dozens," and hinted at ignoring letter. So, I'm thinking that the collection lawyer bought the debt. Can't seem to get answers from bank about who owns the debt. . . getting the run around.
1) If collection lawyer bought the debt, can the trustees pay a lower amount?
2) can we dispute the debt (paying nothing at all)?
3) can trust(ees) be sued?
4) what's statute of limitation on creditors ability to collect debt?
5) what is our best course of action?
Thanks to all who respond. ASAP is best