My question involves insurance law for the state of: Texas.
I was involved in an accident on private property. I had no insurance at the time. The accident was ruled at the sceen by the officer responding as no one was at fault sue to weather conditions. Months later a collection agentcy on behalf of the other drivers insurence company contacts me claiming they conducted an investigation of there own. Found me at fault. And because I had no insurance at the time an responcible to pay back what her insurance company paid? Is this right. I mean if I were at fault then okay. But I wasnt. Now there threatening me with court and suspending my lisence. Please help. I dont know what to do. Its been four months since this accident even occurred.