Re: Ins Co Says My Daughter is 100% at Fault - How Do I Contest
Unfortunately, she was backing and will almost certainly be considered the party at fault. It really won't matter a whole lot that the other party was going down the aisle the wrong way.
That's what happens when you do not look BOTH ways, even in a one way parking aisle. What if it had been a pedestrian or a bicyclist?
My daughter's insurance company says she is 100% at fault, even though the other driver was going the wrong way. Also, because the other car was going the wrong way, they couldn't see my daughter's reverse lights, as they face the rear, and the rear of her car was angled away from the wrong-way car.
Unless you were a witness, YOU can't do much of anything. The insurance company really is not obligated to listen to you. Your daughter can make her argument to them if she wishes, but she has an uphill battle in this.
I don't understand how the other driver isn't at least 50% responsible. How should I go about trying to convince my daughter's insurance company to reconsider? And are my arguments that they were headed the wrong way and unable to see her reverse lights relevant?
Either way, she is out her deductible. There is really not a whole lot of downside to being found liable by the insurance company except that they might raise her insurance rates. If they do, she can always seek quotes from other companies to see if she can get a better deal elsewhere.
A Nor Cal Police Sergeant
"Make mine a double mocha ...
... and a croissant!"
Walk humbly with your God
-- Courageous, by Casting Crowns