My question involves insurance law for the state of: Pennsylvania
I clipped a car pulling out of a driveway at work today, got a quote of about $400 from the body shop for repairs to my car. The accident was my fault and I am wondering if I am liable for any compensation or otherwise to the other driver. His damage is surprisingly minimal (baseball-sized ding on passenger rear door).
I have insurance on the vehicle, but I am not an authorized driver (its my mom's car). The registration is also lapsed.
Any advice or input would be greatly appreciated!!