I recently traded in my Bronco on a motorcyle. My purpose was that the truck had some problems and got horrible gas milage. That insurance on the bike is only $200 a year for full coverage which is $2000 less than the truck's and the gas milage is great, which is helping me pay my other bills. My problem is that I was told that the bike was a 2003 by the dealership. I even signed papers stating that, but yesterday my insurance company called me and told me that the bike is really an '01 according to the VIN. I called the dealership who told me that they would adjust it in there records and let the leinholder know as well. I think that the man who owns the dealership works for the leinholder. I told them that I would have never bought a 2001 for $7000 when they sell for $2900 right down the street. They said that there was nothing that they could do and the bike would be repoed if I did not give them the other half of the $1500 down payment that I owe them on Friday. Is this legal? If not, what are my options?