Re: Property Owned Prior to Marriage, Divorce
if your name is not on the loan or title, you will never be liable for the possible loss.
the only way you would be liable for any of the house debt would be if your divorce apportions some part of the debt to you. You would not be liable due to a short sale situation.
and if she is smart, she will attempt to get the lender to release her of any liability in a short sale.
I am not an attorney and any advice is not to be construed as legal advice. You might even want to ignore my advice. Actually, there are plenty of real attorneys that you might want to ignore as well.