My question involves insurance law for the state of: California
My sister-in-law had an accident a few years back and the front end of her truck was damaged. The insurance company gave her the option of them sending someone out to provide an estimate or she could take it to a shop to get an estimate herself. She opted to have the insurance company send out a rep. They estimated repairs at $2500 and cut her a check. When she went to have the repairs done, the shop quoted her $4000. At the time, she could not afford the difference and she ended up spending the money on a move.
Now, she has damage to the rear of her vehicle. The same insurance company is sending out a claims adjuster to look at it. Will she be in trouble for not getting the front end fixed? She is worried they will see the repairs were not done and charge her with fraud.
Thanks for any advice you can offer.