Re: Parking Lot Accident Both Cars Backing Out
That was a mistake. ALWAYS exchange insurance. You know why they didn't want to get them involved? Because they don't have insurance and possibly have a suspended license, warrants or are an illegal. When the person can't provide insurance verification, call the police.
Don't pay them a penny. Tell them you want to go through the insurance companies. When they don't provide the info, tell them to get lost. If they provide you the info, file a claim. It will be ruled 50/50 through a fair company. It will be ruled the other person's fault through a shady company (from each of your points of view) that way they can tell each of you to have the other company pay or file against your collision coverage and pay the deductible.
If you have a plastic bumper cover like on most cars (not a steel bumper) and have access to the back side of it, get in there and beat out where it's pushed in. If you let it stay pushed in too long, it will deform it. It you put it in place soon enough, they can usually save the cover.
Insurance Adjuster - Auto Property Damage