My question involves insurance law for the state of: Florida
When we divorced, my ex-husband and I were ordered by the Court to purchase life insurance for our 7 year old daughter in the amount of $250k each. We each did so, naming the other parent as beneficiary. He later remarried and had 2 children. He died last week. His widow phoned me yesterday and said that he saw a lawyer 10days before he died and was advised to submit a life insurance beneficiary form adding his two children from the new marriage as beneficiaries with his present wife also a beneficiary. She told me that he had intended to let me know of the change but "didn't have as much time to live as he'd thought" (Cancer). He went into hospice care that same week. She said the insurance company would be sending me a check for our 16 year old daughter in the amount of $62,500. Is this possible? I just assumed (yes, I know how that sounds) that he'd let me know of any of these types of "plans" and "changes"---I never even saw a copy of the policy--we were very close friends for all of our lives and I just feel pretty stupid now. I understand he wanted to take care of his new family---our daughter has always been also very close to all involved, babysitting, vacations, etc. But to me, he should have taken out a new policy years ago when he remarried (2006)---making those children and his new wife the beneficiaries. Is it possible that a new "beneficiary form" would be accepted by the insurance company and in effect, trump the 2003 divorce decree?