My question involves an auto loan or repossession in the State of: Ohio . I was behind 1 month on my car payment and it we reposed. When it was auctioned, I was left with a $5000.00 deficiency. A lawsuit has been filed by the credit union and their attorney says that I have to agree on paying them $400.00 per month or they will varnish for that amount. Is there a maximum % of your income that can be tarnished?