My question involves collection proceedings in the State of: DE
Currently there is a breach of contract attempting to be issued to me. No summons has yet been served on me. The debt was for a private student loan from 2002. I have NEVER made a payment but was in forbearance for a short period of time around 2006. I am hoping to use the SOL defense in my answer if and when I am served. Can you explain when the SOL period begins (I'm assuming it starts when the promissory note was signed)..does it start over after the forbearance period ends (meaning I would have six yrs after the forbearance period ends) or does forbearance simply suspend that time period then continues. The state of DE has a 6 yr statutue for promissory notes/breach of contract to my knowledge.
Also any suggestion for how I would word the SOL defense in my answer?