What to Do About Hospital Bills You Cannot Afford

[Russell]

My question involves collection proceedings in the State of: North Carolina. My wife who is working low income, got sick and went hospital, got about $28,000 debt hospital bills. So I am on SSDI, our year income is about 28,000. So what will we do?

[Mr. Knowitall]

If the hospital has a charity program, you can apply to see if you qualify. You can also talk to their finance department about the debt and what other arrangements you might make.

[mbaofam]

You have three options here:

1. If you are uninsured ask if they offer a uninsured discount

2. Ask if you can fill out the forms to see if you qualify for financial assistance or charity care

3. Contact an advocate to have the bill reviewed for errors and negotiated to an affordable amount. Visit www.billadvocates.com