My question involves judgment recovery in the State of:Florida.
I received in the mail 3 days ago from a debt collection agency saying I have a judgement from 1996. I have never been served and was never aware I had a Judgement. I first checked the clerks office and yes I have a judgement however they have no files on the case as it was destroyed in 2005. Not even on microfilm. I wad advised I should respond to the collection and also file to vacate the judgement. This judgement is from Barnett Bank which is Bank of America..I have and have had for several years active accounts with BOA if I in fact owed money wouldn't they have not allowed me to open accounts with them and a good line of credit?! I have contacted several attorneys who either will not help or the few who would want a thousand to just get started. If I request to Vacate Judgement what are my chances of BOA fair chance without a lawyer?