Re: Involved in an Accident With an Uninsured Driver
Your collision coverage pays to repair your car. If your state offers Uninsured Property Damage, then that would cover it. If you just have regular Uninsured Motorist coverage, that's for bodily injury claims only.
If your state does not have Uninsured Property Damage coverage (that you carry) and you do not have collision coverage, then you pay to repair your car yourself. You aren't getting a rental because you don't have a claim. If your car is totaled, you are out a car.
Insurance Adjuster - Auto Property Damage