Involved in an Accident With an Uninsured Driver

[antnee05]

My question involves an injury that occurred in the state of: N. Carolina
This past weekend i was involved in an automobile accident wherein the driver who was cited has since been found out to have no insurance coverage. What happens at this point? Does my liability insurance & uninsured motorist coverage kick in to handle this, or will my insurance offer me a rental, until my vehicle is repaired?
Just wondering the process. I only have liability coverage on my vehicle not colision.

[FullAuto]

Your collision coverage pays to repair your car. If your state offers Uninsured Property Damage, then that would cover it. If you just have regular Uninsured Motorist coverage, that's for bodily injury claims only.

If your state does not have Uninsured Property Damage coverage (that you carry) and you do not have collision coverage, then you pay to repair your car yourself. You aren't getting a rental because you don't have a claim. If your car is totaled, you are out a car.

[Who'sThatGuy]

If the police are unaware of the insurance problem with the other driver, make sure you report it to them so they can issue the other drivers tickets for no insurance. Then proceed with civil action to recover your damages.