My question involves landlord-tenant law in the State of: Pennsylvania
About a year ago we rented a house with garage at lower level (lower than street level). We moved all our stuffs and stored in garage for time being. We put our computers, books, children toys, electronics in family room at lower level and our washing machine, dryer and exercise equipments including treadmill in laundary room at lower level. Essentially everything except our beds and dinning table (even kitchen boxed stuffs we stored in garage). Few months into the house, we had rain at night, street water (due to blockage of city drainage) flow to the garage door - first build a dam in front of garage door during night, and then early in the morning broke the garage door; thus flooded (25 inches) whole garage, family and laundary room. Sunked all our belonging worth over $20,000.
Anything that we salvaged got molded few months later. We have rental insurance but my insurance agent call it flood! My landlord initially said it is city drainage issue so city will reimburse us, but every time i planned with landlord to go to city, he came up with some emergency and we never made it to city. Its been almost a year. I am not sure if I have any legal way to get reimburse for all the damages!