I'm in the process of applying for a HELOC. The bank requires past tax returns and a form 4506-T. I just filed a 1040X a few weeks ago, so I'm not sure what to provide the bank. They are obviously expecting my returns to match what they receive from the 4506-T, but since 1040Xs takes 8-12 weeks to process I'm wondering if I should only give the bank what the IRS already has on file while the 1040X is still in limbo. The timing really sucks, but I can't wait 8-12 weeks to get my HELOC. HELP!