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  1. #1
    Join Date
    Feb 2012
    Posts
    2

    Default Can Two Collection Agencies Report the Same Debt

    My question involves collection proceedings in the State of: California.

    I recently received a copy of my credit report and noticed that two collection agencies are reporting for the same cable account. Can they do this? How would I go about settling this?

    Credit Management Company, Reported: 12/2008, Assigned 12/2008, For: Cable- Time Warner, Amount: $122, Account Status: Closed
    CBA Collection Bureau, Reported: 12/2009, Assigned: 08/2009, For: Cable-Time Warner, Amount: $122, Account Status: Closed

    Should I call the collection companies or write them a letter? I'd like to settle this but I don't feel that I should have to pay twice for one account.

    Thank you,

  2. #2
    Join Date
    Sep 2005
    Location
    California
    Posts
    64,954

    Default Re: Can Two Collection Agencies Report the Same Debt

    You should only have one report for the debt. You can dispute the double-entry with the CRA.

  3. #3
    Join Date
    Feb 2012
    Posts
    2

    Default Re: Can Two Collection Agencies Report the Same Debt

    Thank you. I did send a dispute letter to all three CRA's and Equifax responded that these were valid and were reporting as separate entries, Experian responded that they couldn't process my request because I didn't include a copy of a bill, a copy of my driver's license or my SSN and a listing of my previous addresses for the last 2 years. However, I included a copy of the report I received from them that has the information they need. Transunion has yet to respond.

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