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  1. #1
    Join Date
    Jan 2012
    Posts
    1

    Default Insurance Wants a Second Opinion

    My question involves workers compensation law for the state of: Montana.

    My employers Insurance Company Liberty Mutual has informed me that the doctor that did my Impairment Rating gave me a 10% Impairment. Then they said that they wanted to get a second opinion because the case worker nurse said that the doctor seamed to be distracted while doing the evaluation. Is this O.K.? What if the new rating comes back lower than the last one? Can they use that one instead? Or do they have to use the higher of the two. Am I wrong in thinking that they are hoping for a lower IR?

  2. #2
    Join Date
    Sep 2011
    Posts
    154

    Default Re: Insurance Wants a Second Opinion

    no, you are not wrong.
    are you ok with the rating?
    if they insist on disputing it, then it appears litigation will be necessary.

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